Life SciencesLiability
SpecialtyStandard / Universal

Cargo / Cold Chain for Biologics and Specialty Pharma

What this clause says

Vendor shall maintain Cargo insurance covering Vendor's products in transit, including coverage for temperature excursions, cold chain failures, and time-element losses, with limits sufficient to replace the highest-value single shipment, but not less than $500,000 per shipment.

What this means in plain English

Specialty cargo coverage extending to biologics, cell and gene therapies, and other temperature-sensitive specialty pharma products. Coverage for temperature excursion and cold chain failure is the key differentiator; standard cargo forms often exclude or sub-limit these losses.

What it means for a CDMO program

Operators shipping biologics, vaccines, cell therapies, or other temperature-sensitive specialty products need explicit cold chain wording. Limits sized to the highest-value single shipment, typically $500K-$10M. Premium reflects the specialty-cargo classification and is materially higher than standard cargo.

How this evaluates

The Decoder applies these rules in order; the first match wins.

  • cargo › cold chain covered is set → Compliant: Cold chain cargo coverage in place.
  • cargo › cold chain covered is not set → Borderline: No cold chain cargo coverage indicated.

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