Life SciencesLiability

US metro coverage

Every US life sciences cluster, with cluster-specific insurance.

Each US life sciences cluster has distinct insurance characteristics: sponsor MSA demands at large-pharma corridors, academic medical center indemnity at university-spinout clusters, hospital purchase contract demands at 503B clusters, GPO supplier insurance for device manufacturers, and the state-specific regulatory overlay that sits on top of HIPAA and cGMP for each. 40 metro pages organized by region.

We place specialty programs in all 50 US states. If your cluster is not listed, request a coverage review below.

Northeast

The densest biotech and pharma headquarters concentration in the US. Anchored by Cambridge/Boston and the New Jersey pharma corridor.

Mid-Atlantic

Pharma corridors, federal contracting overlays, and the cell-and-gene therapy beachhead.

Southeast

CRO concentration, cancer center spinouts, and the CDC-adjacent infectious disease cluster.

Midwest

Large-pharma headquarters concentration plus Class III medical device manufacturing.

Texas

Home market. Texas surplus-lines placement, Texas Medical Center hospital purchase contracts, and the densest 503B cluster outside the East Coast.

Mountain West

Cancer biotech, computational biology, and precision medicine clusters in the rising mountain states.

Pacific

The largest US biotech concentration is here. Bay Area, San Diego, LA, and the Pacific Northwest cell therapy beachhead.

Your cluster not listed?

A specialist will reach out by end of business day.

Specialty programs placed in all 50 US states. Bring your sponsor MSA, hospital purchase contract, or CTA for review.

Request a coverage review