Life SciencesLiability
ComplianceStandard / Universal

Wrap-Up / OCIP Exclusion

What this clause says

Vendor warrants that none of its required insurance policies contain wrap-up, controlled insurance program (CIP), owner-controlled insurance program (OCIP), or contractor-controlled insurance program (CCIP) exclusions that would restrict coverage for Vendor's performance under this Agreement.

What this means in plain English

A warning against wrap-up exclusions — endorsements that exclude coverage for work performed under an owner-controlled or contractor-controlled insurance program. Common in construction CGL and increasingly appearing in commercial CGL forms.

What it means for a CDMO program

Life-sciences operators are unlikely to encounter true wrap-up programs, but the exclusion language can sweep more broadly than intended. Confirm policy forms do not contain wrap-up exclusions that could be argued to apply to manufacturing work under sponsor MSAs.

How this evaluates

The Decoder applies these rules in order; the first match wins.

  • cgl › wrap up exclusion is set → Borderline: Wrap-up/OCIP exclusion may restrict coverage.
  • cgl › wrap up exclusion is not set → Compliant: No wrap-up exclusion.

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