Notice of Cancellation — 30 Days
What this clause says
Manufacturer shall provide Sponsor with at least thirty (30) days' prior written notice of cancellation, non-renewal, or material modification of any required policy (ten (10) days for non-payment of premium).
What this means in plain English
You must tell the sponsor 30 days in advance if your insurance is going to lapse or change materially.
What it means for a CDMO program
Modern insurance policies do not include carrier-issued notice to certificate holders by default. Compliance is achieved either through a manuscript endorsement (rare and expensive) or — far more commonly — by your broker contractually agreeing to provide notice on the carrier's behalf. Read your COI carefully: most have a "endeavor to provide notice" disclaimer that does not satisfy a strict reading of the MSA.
How this evaluates
The Decoder applies these rules in order; the first match wins.
- endorsements › notice of cancellation is set → Compliant: Notice provision in place.
- endorsements › notice of cancellation is not set → Borderline: Most certificates only "endeavor" to provide notice — confirm with broker.
See this in your MSA
Pre-loaded with this clause selected.
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